Trust Ledger – Borrow & Lend
Track every rupee you give or take—with friends, family, or anyone. No account, no internet. Your data stays only on your phone.
Why Trust Ledger?
- 100% offline – Works without internet. No sign-up, no server.
- PIN lock – Protect your ledger with a 4-digit PIN.
- Simple – Add people, add transactions (gave/took), see who owes whom.
- Private – Data is stored only on your device. We never see it.
What You Can Do
Add Persons
Name and optional note for each person you lend to or borrow from.
Record Transactions
Mark "I gave" or "I took", amount, due date, and note.
See Totals
Dashboard shows total you gave (pending), total you took (pending), and overdue count.
Summary & Recent
Quick view of balances and latest activity.
Overdue List
See which transactions are past due.
Edit or Delete
Update or remove persons and transactions anytime. Dark mode supported.
Perfect For
- Splitting bills and tracking who paid what
- Personal loans between friends and family
- Chit funds or small group lending
- Daily expense sharing (roommates, trips)
- Anyone who wants a simple, private ledger
No ads, no account. Use the app immediately. No email, no login. Set a PIN if you want extra security. Your ledger stays yours.
Download Trust Ledger and never lose track of who owes you—or what you owe—again.
Get on Google PlayAbout Us
Trust Ledger is developed and hosted by Universal Organization. We focus on simple, private tools that respect your data.
Contact
Email: support@universaltradingco.org
CEO: Roni Patel
Co-Founder:Gunjan Patel
Team Manager: Chetan Thesiya
Building No./Flat No.: AT B-148
Name of Premises/Building: ADARSH SOCIETY VI-B
Road/Street: NEAR SHREEJI ROW HOUSE
Locality: OPP NAYRA PETROL PUMP CHHAPRA BHATHA
City: Surat, District: Surat
State: Gujarat, PIN Code: 394107